Grow Your BusinessWith Flexible Lease-To-Own Options
Get the equipment your business needs today without large upfront costs. Start with a lease-to-own payment plan today!
Empowering Nigerian Businesses with Smart Financing
Our platform provides all the tools necessary for Nigerian businesses to access equipment financing easily and affordably.
Stable Cash Flow
Maintain consistent cash flow with fixed monthly payments that won't strain your business finances.
Flexible Payment Plans
Choose payment schedules that align with your business cycle – weekly, monthly, or customized.
No Collateral Required
Access equipment financing without needing to provide additional collateral or excessive documentation.
Local Vendor Network
Connect with trusted Nigerian equipment vendors across retail, agriculture, manufacturing and more.
Quick Approvals
Get financing approval within 48 hours, enabling your business to move forward without delays.
Scale Your Business
Acquire essential equipment to expand operations and reach more customers across Nigeria.
100% Ownership
At the end of the lease term, you own the equipment outright with no additional payments or fees.
Wider Equipment Access
Gain access to higher-quality equipment that might otherwise be out of reach with a cash purchase.
How Raba Works For You
Our streamlined process makes equipment financing accessible for Nigerian businesses of all sizes.
Select Your Equipment
Choose from our network of trusted vendors or bring your own equipment quote. We finance equipment across multiple industries.
Choose Your Payment Plan
Select your down payment and monthly payment terms. Our plans are designed to fit your business cash flow.
Quick Approval Process
Complete our simple application and get approved quickly. We require minimal documentation and make fast decisions.
Receive Your Equipment
Once approved, we purchase the equipment and deliver it to you. Just make your monthly payments until you own it.
Calculate Your Lease Payments
Use our calculator to estimate your lease-to-own payments based on equipment value, down payment, and lease term.
Frequently Asked Questions
Find answers to common questions about our lease-to-own equipment financing program.
Trusted by Businesses Like Yours
Hear what our customers have to say about their experience using Raba.
"Before Raba, getting the right kitchen equipment was a nightmare. The upfront costs were too high, and banks wouldn't give us loans. Raba's lease-to-own option changed everything! We got our industrial stove and deep fryer with a flexible payment plan. Now, our business runs smoothly, and we're growing faster than ever!"
Tosin Adebayo
Owner, Tasty Bites Restaurant, Lagos
"As a small fashion brand, I needed industrial sewing machines to scale production, but I couldn't afford them outright. Raba helped me lease the equipment at an affordable rate. Within months, I doubled my production, expanded my client base, and now I'm taking bulk orders!"
Ijeoma Okafor
Founder, IJ Styles, Ibadan
"Getting a reliable dough mixer and oven was impossible without taking out expensive loans. With Raba's lease-to-own model, I got everything I needed to expand my bakery. Now, I bake more, sell more, and make more profits without breaking the bank!"
Blessing Ajayi
Founder, B's Bakery, Port Harcourt
"The biggest challenge I faced was acquiring industrial washing machines and dryers. Thanks to Raba, I got the equipment on a lease plan and started making money from day one. The process was seamless, and now my laundry business is thriving!"
John Adekunle
CEO, WashPro Laundry, Lagos
Ready to Grow Your Nigerian Business?
Join thousands of Nigerian businesses using Raba to acquire essential equipment, increase revenue, and improve cash flow across retail, agriculture, healthcare, and more.
No collateral required. Apply in minutes. Get a decision within 24 hours.